Life Insurance Lawyer Norfolk Virginia

To fight a denied life insurance claim for diabetes and/or high blood pressure, a life insurance lawyer would typically take the following steps:

1. Review the policy and application: The lawyer would review the life insurance policy and application to determine if the policyholder provided accurate and complete information about their health. If there were any inaccuracies or omissions, the lawyer would investigate the circumstances surrounding the application process.

2. Obtain medical records: The lawyer would obtain the insured's medical records to determine the cause of death and whether diabetes and/or high blood pressure played a role. If the cause of death was unrelated to these conditions, the lawyer would argue that the claim should be paid.

3. Challenge the insurance company's interpretation of the policy: The lawyer would challenge the insurance company's interpretation of the policy if they believe that the insurer is incorrectly applying policy exclusions.

4. Seek an independent medical examination: If the insurance company has denied the claim based on their medical evaluation, the lawyer may seek an independent medical examination to provide an alternative opinion.

5. File a lawsuit: If all other options have been exhausted, the lawyer may file a lawsuit to seek the benefits that were denied. The lawyer will use their knowledge of the law and insurance industry to ensure that their client's rights are protected.