Life Insurance Lawyer Philadelphia PA
"Life Insurance Lawyers for Philadelphia, PA – The Lassen Law Firm" In Philadelphia, the historic "City of Brotherly Love," celebrated for its iconic landmarks, vibrant culture, and rich history as the birthplace of America, navigating life insurance claims can still be a frustrating and challenging process—especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Philadelphia secure the financial protection they deserve. Whether you’re near the bustling Center City, the scenic Schuylkill River Trail, or anywhere across Philadelphia County, we provide trusted legal expertise and personalized care every step of the way.
With a nationwide record of recovering over $750 million in life insurance claims, The Lassen Law Firm delivers compassionate representation, relentless advocacy, and trusted results for Philadelphia residents seeking justice in insurance disputes.
2025 Philadelphia PA Denied Life Insurance Claims
- MassMutual lawsuit interpleader case $506,000.00
- Colorado Bankers Life intoxication exclusion $83,000.00
- Inter-American wrong age on application $33,000.00
- MCU Life COVID 19 death dispute resolved $210,000.00
- Prudential beneficiary dispute $111,000.00
- Starmount chronic illness rejection $39,000.00
- Philadelphia car accident death alcohol exclusion $300,00.00
- US Financial coronavirus fatality $98,000.00
- Philadelphia PA denied life insurance claim $730,000.00
- Gerber Life interpleader $90,000.00
- Unum Life felony exclusion lawsuit $53,000.00
- Philadelphia Pennsylvania life insurance claim $46,000.00
- Choice Mutual contestable period $45,000.00
- Lincoln Memorial wrong age on application $29,000.00
- Philadelphia van accident fatality drug exclusion $29,000.00
- Globe Life alcohol exclusion $100,000.00
- SGLI dispute between two parties $400,000.00
- Accidental Death & Dismemberment Philadelphia $54,000.00
- American Income Life sickness exclusion $35,000.00
Questions about life insurance claims in Philadelphia
How long does it take to receive a life insurance payout in Philadelphia?
Most life insurance claims are paid within 7 to 14 days after getting documentation. Delays can occur if the insurer requires additional documentation or if the policy is under investigation.
What do I do if I have a life insurance interpleader in Philadelphia?
You should have life insurance law firm fight for your money.
What should I do if my life insurance claim is delayed in Philadelphia?
If more than 14 days have passed, contact the insurer for an update. Ensure all required documents have been submitted. If delays persist, consider getting representation.
What can I do if my life insurance claim is denied in Philadelphia?
Review the denial letter to understand the reason. You may retain a life insurance attorney to investigate.
My life insurance claim in Philadelphia was denied due to policy lapse, can I still receive benefits?
If the policy lapsed due to non-payment, the insurance company may allege coverage may have been lost. However, some policies have a grace period, also the lapse may have been due to insurer error or extenuating circumstances. A life insurance lawyer can help assess your options.
My life insurance claim was denied in Philadelphia due to misrepresentation, so what are my options?
If the insurer claims the policyholder misrepresented information, review the denial details and the policy’s contestability clause. Your life insurance lawyer may be able to dispute the decision.
What happens if a minor is named as a life insurance beneficiary in Philadelphia?
Life insurance payouts to minors are typically held in a trust or managed by a court-appointed guardian until the child reaches adulthood, but this can be contested.
Can life insurance death benefits be contested if the beneficiary designation was changed recently in Philadelphia?
Yes, if you suspect fraud, undue influence, or lack of mental capacity at the time of the change, your life insurance lawyer may contest it.
Can the beneficiary of a life insurance policy be changed after the policyholder's death in Philadelphia?
No, once the policyholder dies, the beneficiary designation is final unless fraud or legal issues arise.
Can a spouse or ex-spouse contest a life insurance beneficiary designation in Philadelphia?
Yes, a spouse or ex-spouse can contest if they believe they were improperly removed.
The beneficiary designation changed just before the policyholder’s death in Philadephia, so what can I do?
If you suspect fraud, coercion, or lack of mental capacity, your life insurance lawyer can contest it.
Who has the authority to change a life insurance beneficiary in Philadelphia?
Only the policyholder can change the beneficiary unless they’ve granted someone else this authority through legal documentation, such as a power of attorney.
What happens if the life insurance beneficiary dies before the policyholder in Philadephia?
If a contingent (secondary) beneficiary is named, they will receive the payout. If not, the proceeds typically go to the policyholder’s estate unless contested.
What happens if there is no named beneficiary on the life insurance policy in Philadelphia?
The payout generally goes to the insured’s estate, where it may be distributed unless contested.
Can life insurance death benefits be shared among siblings in Philadelphia?
Only if the policyholder designated multiple beneficiaries. If one sibling is named as the sole beneficiary, they are not legally required to share, but the beneficiary can be contested.
What do I do if I have a life insurance beneficiary dispute in Philadelphia?
Our top Philadelphia life insurance law firm can represent you with respect to your beneficiary dispute.
Why would an accidental death & dismemberment life insurance claim in Philadelphia be denied?
An AD&D life insurance claim is typically denied either because the death was caused by a medical event not an accident, or that there was alcohol involved which is typically an exclusion in the policy.
What do I do about a bad faith ERISA life insurance denial of death benefits in Philadelphia?
As you only have one appeal, best to have our lawyers resolve it.