Life Insurance Lawyer New Orleans La

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2025 New Orleans Louisiana Denied Life Insurance Claims

SGLI Air Force change of beneficiary $400,000.00
Geico car accident alcohol denial $110,000.00
New Orleans COVID death rejection $300,000.00
CIncinnati Life interpleader case $255,000.00
Union Central Life coronavirus death $24,000.00
Unum felony exclusion denial $126,000.00
New Orleans Louisiana denied life insurance claim $25,000.00
Life Investors insurance key person $290,000.00
NYLife Insurance Company of Arizona Key Man $469,000.00
John Hancock beneficiary dispute $200,000.00
State Farm long delay of claim $111,000.00
Progressive Life suicide exclusion $102,000.00

Interpleader Lawyer New Orleans Louisiana

John, the deceased, had a life insurance policy worth $1 million. He named his spouse, Sarah, as the primary beneficiary. However, John also had two children from a previous marriage, Emily and Michael, whom he forgot to update as beneficiaries after his divorce. Unfortunately, John passed away due to a sudden heart attack.

Sarah, as the named beneficiary, filed a claim with the insurance company to receive the death benefit. However, upon investigation, the insurance company discovered the oversight regarding the beneficiary designation. They denied Sarah's claim until the issue of rightful beneficiaries could be resolved.

Both Sarah and John's children, Emily and Michael, assert their rights to the life insurance proceeds. Sarah argues that she was John's current spouse and should receive the benefit as the primary beneficiary, while Emily and Michael claim that they are entitled to a portion of the proceeds as John's children.

In this case, an interpleader lawsuit may be initiated by the insurance company. They would deposit the $1 million policy benefit into court and ask the court to determine the rightful beneficiaries. This action relieves the insurance company from liability and ensures that the proceeds are distributed correctly.

The lawsuit would involve all relevant parties - Sarah, Emily, and Michael. Each party would present evidence supporting their claim to the proceeds. The court would consider factors such as John's intent, any agreements between John and Sarah regarding the life insurance, and the legal rights of John's children.

Ultimately, the court would make a judgment on how to distribute the funds. It might rule that Sarah is entitled to a portion as John's spouse, while the remaining amount would be divided between Emily and Michael as his children.