Life Insurance Lawyer Fort Wayne Indiana

Reasons for a denied claim with a Waiver of Monthly Deductions Rider may include:

1. The policyholder did not meet the definition of "disability" as defined in the rider. The policy may require that the policyholder be unable to work in their current occupation or any occupation, depending on the terms of the rider.
2. The policyholder did not provide adequate medical documentation to support their disability claim.
3. The policyholder's disability was caused by a condition that was excluded from coverage under the policy or rider.
4. The policyholder did not notify the insurance company of their disability within the required timeframe specified in the rider.
5. The policyholder returned to work before the end of the waiting period specified in the rider.
6. The policyholder did not pay their premiums during the waiver period, and the policy lapsed.
7. The policyholder's disability was the result of a pre-existing condition that was excluded from coverage under the policy or rider.
8. The policyholder engaged in fraudulent or criminal activities that caused their disability.
9. The policyholder's disability was the result of a self-inflicted injury or suicide attempt.
10. The policyholder's disability was the result of a war or act of terrorism, which may be excluded from coverage under the policy or rider.