3 Zurich Life Insurance Claim Denials Won
Denial #1
Hank had always been a good policyholder, paying his premiums on time making certain that his family would be financially protected in the event of his death. However, when his widow, Susan, submitted a claim as the beneficiary, she received a denial letter from the insurer citing an exclusion clause. According to the insurance company, Hank had failed to disclose a pre-existing condition with respect to his heart on his application. Despite having undergone a medical exam at the insurer’s request, the company determined that there was a non-disclosure violation, leading to the termination of the claim. Susan retained our life insurance lawyers as she wanted to contest the claim denial, and we recovered the full policy.
Denial #2
Maria had purchased a comprehensive life insurance policy years before her passing, ensuring her children would be financially protected. However, when her oldest son, Miguel, submitted a claim as the beneficiary, he was rejecterd due to an alleged misrepresentation on Maria’s application. The insurer argued that Maria had failed to mention a minor health condition during the underwriting evaluation, rendering the contract void.. Miguel retained our top life insurance law firm, and we got him the full amount of the policy.
Denial #3
Gabe had worked hard to provide a big policy for his family. When he tragically passed away in an accident, his wife, Lena, assumed that the life insurance policy he had would cover their expenses. However, the insurer denied her claim, citing a contestability clause within the policy. A dispute emerged over ambiguous contract language, with Lena’s life insurance lawyer arguing that the underwriting criteria used to assess Gabe’s application were flawed.
Hank, Maria, and Gabe’s stories highlight the devastating consequences of unjust life insurance claim denials, and the reason that victims of denied claims retain the life insurance lawyers from LifeInsuranceAttorney.com.
Our life insurance law firm also handles denied life insurance claims from: Nationwide; Liberty Mutual; American Equity; Globe; Unum; and all other life insurance companies.
We handle delayed life insurance claims as well as denied claims. We are known for handling life insurance beneficiary disputes and life insurance interpleader lawsuits.