We are happy to announce a successfully resolved Everlake life insurance claim. Our life insurance lawyers are here to help.
Jorge, a 48-year-old father of two, had been paying premiums on his life insurance policy for over 20 years. Due to financial struggles, he missed a payment, assuming he could catch up the following month. Unfortunately, he was unaware that his insurer had strict rules regarding reinstatement. A month after his policy lapsed, John tragically passed away from a sudden heart attack. When his family filed a claim, they were informed that the policy had been canceled due to non-payment. Susan, a 25-year-old single mother, had her life insurance premiums set up for automatic withdrawal from her bank account. Due to an issue with her bank, the payment was declined, and she was unaware that her policy had lapsed. A few months later, she was involved in a fatal car accident. Her sister, the named beneficiary, filed a claim only to be denied because the policy had not been in effect at the time of Susan’s passing. Robert, a 66-year-old retiree, had a life insurance policy to provide for his grandchildren. As he aged, he struggled with memory issues and forgot to make a premium payment. His family was unaware of the oversight, and the policy lapsed. When Robert passed away six months later, his loved ones filed a claim and were devastated to learn that the insurer had no obligation to pay out due to the lapse. Linda, a 40-year-old professional, had a solid financial plan that included life insurance. However, after unexpectedly losing her job, she struggled to keep up with her bills. In an attempt to prioritize essential expenses, she missed two consecutive life insurance payments. When she passed away due to an illness a few months later, her grieving family was shocked to learn that her policy had been canceled. Mark, a 56-year-old man, preferred paying his life insurance premiums via check. Unfortunately, a critical payment was lost in the mail, and by the time he realized it, the grace period had passed. Despite attempting to make a late payment, his insurer had already deemed the policy lapsed. A few months later, Mark succumbed to a sudden illness, and his family’s claim was denied due to non-payment. Rachel, a 37-year-old policyholder, moved to a new state and assumed that her insurance company would update her records when she changed her billing address online. However, a clerical error caused her premium invoices to continue being sent to her old address. Unaware that she had missed multiple payments, Rachel’s policy lapsed. When she tragically passed away in a car accident, her husband was devastated to learn that the claim was denied because her policy had been terminated due to non-payment.
Whether you have a delayed life insurance claim or denied life insurance claim, we will fight for you.