Our top life insurance law firm is happy to announce a $90,000 denied life insurance claim recently settled.
What are some reasons for alcohol being a basis for a denied life insurance claim?
Alcohol use may be a basis for a denied life insurance claim if it is found to be a contributing factor in the death of the insured person. Here are some examples:
- Alcohol-related accidents: If the insured person dies as a result of an alcohol-related accident, such as a car crash or drowning, the life insurance claim may be denied if the policy has an exclusion related to alcohol or drug use.
- Alcohol-related health conditions: If the insured person has a history of alcohol abuse or alcohol-related health conditions, such as liver disease, and dies as a result of these conditions, the life insurance claim may be denied if the policy has a pre-existing condition exclusion or a clause related to alcohol abuse.
- Misrepresentation: If the insured person fails to disclose a history of alcohol abuse or addiction when applying for life insurance coverage, and dies as a result of alcohol-related health issues or an alcohol-related accident, the life insurance claim may be denied due to misrepresentation.
- Alcohol-related suicide: If the insured person dies as a result of alcohol-related suicide, the life insurance claim may be denied if the policy has a suicide exclusion or an exclusion related to death caused by alcohol or drug abuse.
If you have a denied life insurance claim, our top life insurance claim lawyers will fight and win. We handle beneficiary disputes and interpleader lawsuits as well. You pay us nothing unless we recover the full policy for you.
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