Our life insurance law firm is happy to announce a $129,000 denied life insurance claim successfully resolved.
What are some things that voids a life insurance policy or life insurance claim?
Some common things that may void a life insurance policy or claim:
- Suicide (usually within the first two years of the policy)
- Misrepresentation or non-disclosure of important information on the application
- Death caused by criminal activity or illegal acts
- Death resulting from participation in dangerous hobbies or activities, such as extreme sports
- Death due to drug or alcohol abuse
- Death resulting from an act of war or terrorism
- Death caused by self-inflicted injury or intentional harm to oneself
- Death during the commission of a crime
- Death while driving under the influence of drugs or alcohol
- Failure to pay premiums on time
- Participation in hazardous occupations without disclosing it to the insurer
- Death resulting from a pre-existing medical condition that was not disclosed on the application
- Non-disclosure of a history of tobacco use or smoking
- Non-disclosure of participation in high-risk activities such as skydiving or scuba diving
- Misuse of alcohol or prescription drugs
- Misuse or abuse of illegal drugs
- Travel to high-risk countries or regions without prior approval from the insurer
- Death caused by an act of God, such as a natural disaster or flood
- Death resulting from a motor vehicle accident caused by reckless driving or racing
- Non-disclosure of a criminal record or history of drug abuse
- Death caused by participation in a riot or civil disturbance
- Non-disclosure of a previous bankruptcy or financial difficulty
- Death resulting from a pre-existing condition that was not disclosed on the application
- Non-disclosure of a history of mental illness or psychiatric treatment
- Failure to disclose a dangerous occupation, such as working with explosives or in a high-rise construction site
- Death resulting from participation in extreme sports, such as rock climbing or bungee jumping
- Death caused by a disease or illness contracted as a result of travel to a high-risk region without approval from the insurer
- Non-disclosure of a history of substance abuse or addiction
- Misrepresentation of age, income, or other important information on the application
- Death caused by intentional self-harm or suicide after the initial two-year period.
If you have a denied life insurance claim or beneficiary dispute, our top life insurance law firm will fight and win!