Our top life insurance dispute law firm is happy to announce the resolution of a $260,000 denied life insurance claim.
Some examples of accidents that are typically not covered by an AD&D policy:
- Death or injury resulting from illness or disease
- Death or injury resulting from a pre-existing medical condition
- Death or injury resulting from natural causes, such as a heart attack or stroke
- Death or injury resulting from suicide or attempted suicide
- Death or injury resulting from the insured person's own criminal or illegal activities
- Death or injury resulting from participating in a riot or civil unrest
- Death or injury resulting from participating in a professional or organized sports event
- Death or injury resulting from participating in a race, speed contest or endurance contest
- Death or injury resulting from being under the influence of alcohol or drugs
- Death or injury resulting from a plane crash or other air travel accident, if the insured was a pilot, crew member, or flying in a non-commercial aircraft
- Death or injury resulting from a motor vehicle accident, if the insured was not wearing a seatbelt at the time of the accident
- Death or injury resulting from an accident that occurred while the insured was committing a crime or attempting to flee from law enforcement
- Death or injury resulting from an accident that occurred while the insured was operating a motor vehicle without a valid driver's license
- Death or injury resulting from an accident that occurred while the insured was participating in military combat
- Death or injury resulting from an accident that occurred while the insured was working in a hazardous job, such as mining or logging, if the policy does not specifically cover such occupations
- Death or injury resulting from an accident that occurred while the insured was participating in a dangerous or high-risk hobby or activity, such as bungee jumping or skydiving
- Death or injury resulting from a terrorist attack or act of war
- Death or injury resulting from an accident that occurred while the insured was traveling to a country or region that the U.S. Department of State has designated as dangerous or unsafe
- Death or injury resulting from an accident that occurred while the insured was intoxicated or under the influence of drugs
- Death or injury resulting from an accident that occurred while the insured was engaging in a prohibited activity, as defined in the policy.
Our life insurance attorneys will fight any denied life insurance claim and win!