We are happy to announce a successful resolution of a $105,000 denied life insurance claim.
Felony exclusions with respect to life insurance claims refer to circumstances where a beneficiary is barred from receiving a payout due to the criminal behavior of the insured. Here are some felony exclusions that can apply to life insurance claims:
- Murder: If the beneficiary is found guilty of murdering the insured, they may be barred from receiving the life insurance payout.
- Voluntary manslaughter: Similarly, if the beneficiary is found guilty of voluntary manslaughter of the insured, they may be excluded from receiving the payout.
- DUI-related deaths: If the insured dies as a result of driving under the influence of alcohol or drugs, the beneficiary may be excluded from receiving the payout.
- Death during commission of a crime: If the insured dies while committing a crime, the beneficiary may be excluded from receiving the payout.
- Death during escape from custody: If the insured dies while attempting to escape from custody, the beneficiary may be excluded from receiving the payout.
- Treason: If the insured is found guilty of treason, the beneficiary may be excluded from receiving the payout.
- Terrorism: If the insured is found to have participated in an act of terrorism, the beneficiary may be excluded from receiving the payout.
- Death due to child abuse: If the insured dies as a result of child abuse, the beneficiary may be excluded from receiving the payout.
- Death due to elder abuse: Similarly, if the insured dies as a result of elder abuse, the beneficiary may be excluded from receiving the payout.
- Death due to domestic violence: If the insured dies as a result of domestic violence, the beneficiary may be excluded from receiving the payout.
Here are some other major exclusions that can apply to life insurance claims:
- Misrepresentation: If the insured provided false information on their application for life insurance, the beneficiary may be excluded from receiving the payout.
- Pre-existing conditions: If the insured had a pre-existing medical condition that was not disclosed on their application for life insurance, the beneficiary may be excluded from receiving the payout.
- Hazardous activities: If the insured died while engaging in a hazardous activity that was not disclosed on their application for life insurance, the beneficiary may be excluded from receiving the payout.
- War and military service: Some life insurance policies exclude death that occurs during military service or in a war zone.
- Aviation accidents: Some life insurance policies exclude death that occurs as a result of aviation accidents, such as private plane crashes.
- Dangerous hobbies: If the insured died while engaging in a dangerous hobby, such as skydiving or bungee jumping, the beneficiary may be excluded from receiving the payout.
- Illegal activities: If the insured died while engaged in illegal activities, such as drug trafficking or money laundering, the beneficiary may be excluded from receiving the payout.
- Act of God: Some life insurance policies exclude death that occurs as a result of natural disasters, such as earthquakes or floods.
- Non-payment of premiums: If the insured failed to pay their life insurance premiums, the policy may lapse and the beneficiary may be excluded from receiving the payout.
Whether you have a denied life insurance claim or a beneficiary dispute, our top life insurance lawyers fight denied claims and win!