Our top life insurance lawyers share incontestability clause cases.
Minnesota Life Insurance Claim Denial: The husband died of a heart attack within two years of purchasing a life insurance policy from the defendant. Minnesota Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The wife claimed that the insurance company had waived its right to contest the policy by accepting the premiums and issuing the policy without further investigation.
North American Life Insurance Claim Denial: The man’s wife died of cancer within two years of purchasing a life insurance policy from the defendant. North American Life denied the claim, alleging that the wife had misrepresented her medical history on the application. The man claimed that the defendant had acted in bad faith and violated the state Insurance Code.
Baltimore Life Insurance Claim Denial: The woman’s husband died of an overdose within two years of purchasing a life insurance policy from the defendant. Baltimore Life denied the claim, alleging that the husband had misrepresented his drug use on the application. The woman claimed that the defendant had breached the contract and acted in bad faith.
Boston Mutual Life Insurance Claim Denial: The woman’s husband died of a stroke within two years of purchasing a life insurance policy from the defendant. Boston Mutual denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had violated the state Deceptive Trade Practices Act and acted in bad faith.
Ladder Life Insurance Claim Denial: The woman’s husband died in a car accident within two years of purchasing a life insurance policy from the defendant. Ladder Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had breached the contract and acted in bad faith, and she won.
Southern Farm Bureau Life Insurance Claim Denial: The woman's husband died of a heart attack within two years of purchasing a life insurance policy from the defendant. South Farm Bureau Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had waived its right to contest the policy by accepting the premiums and issuing the policy without further investigation.
Ohio National Life Insurance Claim Denial: The man's wife died of cancer within two years of purchasing a life insurance policy from the defendant. Ohio National denied the claim, alleging that the wife had misrepresented her medical history on the application. The man claimed that the defendant had acted in bad faith and violated the state Insurance Code, and she won.
Country Financial Life Insurance Claim Denial: The woman's husband died of a drug overdose within two years of purchasing a life insurance policy from the defendant. Country Financial Life denied the claim, alleging that the husband had misrepresented his drug use on the application. The woman claimed that the defendant had breached the contract and acted in bad faith.
Lumico Life Insurance Claim Denial: The woman's husband died of a stroke within two years of purchasing a life insurance policy from the defendant. Lumico Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had violated the state Deceptive Trade Practices Act and acted in bad faith, and she won.
Great West Life Insurance Claim Denial: The woman's husband died of a heart attack within two years of purchasing a life insurance policy from the defendant. Great West Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had breached the contract and acted in bad faith, and she won.
CNO Financial Life Insurance Claim Denial: The woman’s husband died of a heart attack within two years of purchasing a life insurance policy from the defendant. The defendant denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had breached the contract and acted in bad faith.
Iowa Farm Life Insurance Claim Denial: The woman’s husband died of a brain aneurysm within two years of purchasing a life insurance policy from the defendant. Iowa Farm Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had violated the Consumer Fraud Act and acted in bad faith, and she won.
Chesapeake Life Insurance Claim Denial: The woman’s husband died of a heart attack within two years of purchasing a life insurance policy from the defendant. Chesapeake Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had breached the contract and acted in bad faith, and she won.
Constitution Life Insurance Claim Denial: The woman’s husband died of a pulmonary embolism within two years of purchasing a life insurance policy from the defendant. Constitution Life denied the claim, alleging that the husband had misrepresented his medical history on the application. The woman claimed that the defendant had violated the state Fair Business Practices Act and acted in bad faith, and she won.
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