Our top life insurance lawyers provide some cases below with respect to murder and homicide denied life insurance claims:
Ohio National Life Insurance Claim Denied: A man was denied a claim because the policyholder was murdered by a hired hitman. The insurance company argued that the beneficiary was involved in the murder plot and invoked the slayer rule and the court ruled against the beneficiary.
Western & Southern Life Insurance Claim Denied: A woman was denied a claim because the policyholder died by suicide by cop. The insurance company argued that the policyholder intentionally provoked the police to shoot him and invoked the suicide clause. The court found the policyholder acted with a conscious desire to die.
Shelter Life Insurance Claim Denied: A woman was denied a claim because the policyholder was murdered while committing a robbery. The insurance company argued that the policyholder’s death was related to criminal activity and excluded from coverage. The beneficiary sued the insurance company and lost because the court found the policyholder’s death was foreseeable and not accidental.
Kuvare Life Insurance Claim Denied: A man was denied a claim because the policyholder died by suicide by cop. The insurance company argued that the policyholder intentionally provoked the police to shoot him and invoked the suicide clause. The beneficiary sued the insurance company and lost because the court found that the policyholder acted with a conscious desire to die.
Pan American Life Insurance Claim Denied: A woman was denied a claim because the policyholder lied on their application about their health and lifestyle. The insurance company argued that the policyholder misrepresented material facts that would have affected their eligibility or premium rates. The beneficiary sued the insurance company and lost because the court found that the policyholder’s lies were fraudulent and material.
EMC National Life Insurance Claim Denied: A man was denied a claim because the policyholder was murdered by their spouse who was also the primary beneficiary. The insurance company argued that the spouse was disqualified from receiving the death benefit under the slayer rule. The spouse’s estate sued the insurance company and lost because the court found that the spouse was convicted of murder and forfeited their rights to the policy proceeds.
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