The lawyers of Life Insurance Attorney would like to share some felony exclusion denial cases:
Northwestern Mutual Life Insurance Claim Denial: A claim for a client was sent in for a $500,000 death benefit after the insured person died in a car accident while fleeing from the police. Northwestern Mutual denied the claim due to felony exclusion, arguing that the insured person was committing a felony of evading arrest at the time of death. The beneficiary hired a life insurance law firm that fought the denial and argued that the insured person did not have the criminal intent required for a felony conviction. The attorney also presented evidence that the insured person was not aware of the police pursuit and was not driving recklessly.
Lincoln Financial Life Insurance Claim Denial: A beneficiary sent a claim in for a $300,000 death benefit after the insured person died of a gunshot wound during a home invasion. Lincoln Financial denied the claim based on the felony exclusion, arguing that the insured person was committing a felony of burglary at the time of death. The client hired a life insurance lawyer who contested the denial and argued that the insured person was not burglarizing the home but was visiting his buddy who lived there.
State Farm Life Insurance Claim Denial: A man sent in a claim for a $600,000 death benefit after the insured person died of a heart attack while being arrested for shoplifting. State Farm denied the claim based on the felony exclusion, reasoning that the insured person was committing a felony of theft at the time of death. TA life insurance attorney was retained who fought the denial and argued that the insured person was not stealing but was mistakenly accused by a store employee.
Transamerica Life Insurance Claim Denial: A woman submitted a claim for a $400,000 death benefit after the insured person died of a heart attack while being detained for trespassing. Transamerica denied the claim on the felony exclusion, maintaining that the insured person was committing a felony of criminal trespass at the time of death. The beneficiary hired a life insurance law firm that challenged the denial and argued that the insured person was not trespassing.
Protective Life Insurance Claim Denial: A $700,000 death benefit claim was sent after the insured person died of a stab wound during a bar fight. Protective denied the claim based on the felony exclusion, arguing that the insured person was committing a felony of assault at the time of death. The life insurance law firm challenged the denial and argued that the insured person was acting in self-defense and was not the aggressor in the fight.
Guardian Life Insurance Claim Denial: A man filed a claim for a $450,000 death benefit after the insured person died of a gunshot wound during a hunting trip. Guardian denied the claim based on the felony exclusion, maintaining that the insured person was committing a felony of illegal hunting at the time of death. The life insurance lawyer challenging the denial argued that the insured person was not hunting illegally.
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