Our life insurance lawyers would like to share some different cases of denied life insurance claims.
Globe Life Insurance Claim Denied: Employee went after her employer and the life insurance company after her husband’s claim was denied because he was not working full time when he died. The case was resolved for the full $60,000.
Union Security Life Insurance Claim Denied: Man was retired and his employer failed to notify him of his right to convert his group policy to an individual one. He sued the employer and the insurer and settled.
Brighthouse Financial Life Insurance Claim Denied: Woman’s husband was on sick leave and did not meet the eligibility requirements for coverage. She appealed the decision and the insurer reversed it after reviewing his medical records. She received the full benefit of $300,000.
CNO Financial Life Insurance Claim Denied: A man’s claim was denied because he was terminated from his job and did not port his coverage to another policy. He sued the employer and the insurer and the case was resolved.
Pacific Guardian Life Insurance Claim Denied: A man’s claim was denied because he died while allegedly engaging in a dangerous activity excluded in his policy. He sued the insurer and won the case despite not disclosing his hobby on his application.
Talcott Life Insurance Claim Denied: A woman’s claim was denied because of her husband's medical history on his application. His medical records revealed a possible heart issue that he did not know and he died of a heart attack. The insurer rescinded the policy and refunded the premiums, but the case ended up being resolved.
Oceanview Life Insurance Claim Denied: A man’s claim was denied because he missed a premium and his policy lapsed. He sued the insurer and won the case.
American General Life Insurance Claim Denied: A woman’s claim was denied because her husband was shot by the police. The insurer refused to pay because the policy excluded death by illegal acts, but the case was settled.
Free Consultation 800-330-2274