Our life insurance lawyers are happy to announce a $133,200 FEGLI claim won. Here are some case examples.
FEGLI Metlife Life Insurance Dispute: A federal employee had a FEGLI policy that provided basic and optional coverage. He named his son as the beneficiary of his basic coverage and his daughter as the beneficiary of his optional coverage. He later decided to cancel his optional coverage and notified his human resources office of his decision. However, he did not fill out a new beneficiary designation form for his basic coverage. When he died, both his son and daughter claimed the FEGLI benefits for the basic coverage. The outcome was that the son was entitled to the entire amount of the basis coverage because he was the only valid beneficiary designated by the policyholder.
FEGLI State Farm Life Insurance Dispute: A federal employee named her husband as the beneficiary of her FEGLI policy. She later divorced him and remarried another man. She did not change her beneficiary designation after her divorce or remarriage. When she died, her ex-husband claimed the FEGLI benefits and her current husband contested the claim. The ex-husband won as he was entitled to benefits because FEGLI is governed by federal law, which does not automatically revoke a beneficiary designation upon divorce, unlike some state laws.
FEGLI LIberty Mutual Life Insurance Dispute: A federal employee named his sister as the beneficiary of his FEGLI policy. He later married and had a son, but did not change his beneficiary designation. When he died, his sister claimed the FEGLI benefits and his wife and son contested the claim. The sister won as she was entitled to benefits because she was the valid beneficiary under FEGLI and there was no evidence that the policyholder intended to change his beneficiary or that he was coerced or deceived.
FEGLI Prudential Life Insurance Dispute: A federal employee named his wife as the beneficiary of his FEGLI policy. He later divorced his wife and remarried another woman. He changed his beneficiary designation to his new wife by filling out a form and mailing it to his human resources office. However, he did not sign or date the form, which was required by FEGLI regulations. When he died, his ex-wife claimed the FEGLI benefits and his new wife contested the claim. The court held that the ex-wife was entitled to benefits because the policyholder failed to comply with the FEGLI regulations for changing beneficiaries.
Some other FEGLI cases include: Lincoln Financial Group; Pacific Life Insurance; Banner Life Insurance; and Protective Life Insurance.
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