Our life insurance law firm would like to share a few denied life insurance claim cases against Monumental:
Monumental Life Insurance Denied: A woman filed a lawsuit against Monumental Life Insurance Company in 2017, claiming that they wrongfully denied her accidental death benefits claim after her husband fell and died. She accused the company of acting in bad faith by using an exclusion clause that said the policy did not cover death caused by sickness or disease. She contended that her husband’s death was accidental, not related to his pre-existing medical conditions. The case was resolved out of court for an unknown amount. Denied Monumental Life claim: A man brought a legal action against Monumental Life Insurance Company in 2018, alleging that they unjustly denied his accidental death benefits claim after his wife overdosed on drugs and died. He charged the company of acting in bad faith by applying an exclusion clause that said the policy did not cover death caused by the voluntary ingestion of any drug or narcotic. He maintained that his wife’s death was accidental, not intentional, and that she had a prescription for the drug she took. The court dismissed the case, ruling that the exclusion clause was clear and unambiguous.
Dispute Monumental Life Insurance: A woman initiated a legal proceeding against Monumental Life Insurance Company in 2019, asserting that they unfairly denied her accidental death benefits claim after her son was shot and killed. She claimed that the company acted in bad faith by invoking an exclusion clause that said the policy did not cover death caused by war or any act of war. She argued that her son’s death was not related to war, but to a random act of violence. The case was settled out of court for an undisclosed amount. Denial Monumental Life: A man launched a legal challenge against Monumental Life Insurance Company in 2020, stating that they improperly denied his accidental death benefits claim after his father suffered a heart attack and died. He alleged that the company acted in bad faith by enforcing an exclusion clause that said the policy did not cover death caused by any bodily or mental infirmity or disease. He insisted that his father’s death was accidental, not related to his pre-existing heart condition. The court dismissed the case, ruling that the exclusion clause was valid and enforceable. Lawsuit Monumental Life Denial: A woman started a legal dispute against Monumental Life Insurance Company in 2021, saying that they wrongly denied her accidental death benefits claim after her husband was involved in a car crash and died. She accused the company of acting in bad faith by using an exclusion clause that said the policy did not cover death caused by driving while intoxicated or under the influence of any substance. She contended that her husband’s death was caused by the negligence of another driver, not by his own impairment. The case was resolved out of court for an unknown amount. Litigation Monumental Life: A man began a legal conflict against Monumental Life Insurance Company in 2022, alleging that they unjustly denied his accidental death benefits claim after his wife had a stroke and died. He charged the company of acting in bad faith by applying an exclusion clause that said the policy did not cover death caused by any medical or surgical treatment or procedure. He maintained that his wife’s death was caused by an unforeseen complication, not by the treatment she received. The case was settled out of court for an undisclosed amount.
Denial AD&D Monumental Life: A woman commenced a legal action against Monumental Life Insurance Company in 2023, asserting that they unfairly denied her accidental death benefits claim after her daughter drowned and died. She claimed that the company acted in bad faith by invoking an exclusion clause that said the policy did not cover death caused by any water-related activity or sport. She argued that her daughter’s death was accidental, not related to her participation in swimming.
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