Our life insurance law firm is happy to announce a $525,000 denied life insurance claim successfully resolved.
What are some reasons for denied accidental death and dismemberment claims?
30 possible reasons:
- Death or injury was not the result of an accident
- The policy was not in force at the time of the accident
- The policy exclusions were applicable to the accident
- The policyholder failed to pay premiums
- The policyholder did not disclose pre-existing medical conditions
- Suicide or self-inflicted injury
- Death or injury occurred while under the influence of drugs or alcohol
- Engaging in criminal or illegal activities
- Death or injury occurred while participating in high-risk activities, such as extreme sports
- Death or injury occurred while participating in a war or military conflict
- Death or injury occurred while committing a felony
- Death or injury occurred while participating in a riot or civil commotion
- Death or injury occurred while engaging in acts of terrorism
- Death or injury occurred due to natural causes
- Failure to provide sufficient evidence of the accident
- Death or injury occurred outside of the policy coverage area
- Claim submitted after the policy expiration date
- The policyholder did not have an insurable interest in the life of the insured
- The policyholder did not have the authority to purchase the policy
- The policyholder was not named as a beneficiary
- The beneficiary did not have an insurable interest in the life of the insured
- The beneficiary was not named in the policy
- The beneficiary was deceased at the time of the insured's death
- The beneficiary was not of legal age to receive the benefits
- The beneficiary was not a legal resident of the country at the time of the insured's death
- The beneficiary was not related to the insured by blood or marriage
- The beneficiary was named incorrectly in the policy
- The policyholder did not follow the policy's claims procedures
- The policyholder did not notify the insurer of the accident within the required time frame