Selecting the Right Life Insurance Attorney
When confronted with an issue concerning a life insurance policy, it is advisable to seek guidance from a proficient life insurance attorney. If your life insurance claim has been denied, it is crucial to carefully weigh your options before reaching a decision.
Various factors need to be taken into account as you embark on the search for an attorney to assist you with your denied life insurance claim.
Determining the Necessity of an Attorney
The initial consideration involves determining whether the engagement of an attorney is truly required. In instances where the life insurance company has denied your claim, they typically provide a rationale for their decision. If the reason they put forth is deemed invalid or if you disagree with their determination, it may be prudent to seek legal representation.
Cost Implications of Engaging an Attorney
The cost associated with retaining an attorney should also be carefully evaluated. Prior to entering into an agreement with an attorney, ensure that you are aware of the extent of their charges. Initiate discussions about the fee structure following the review of your case details. Our attorneys operate on a contingency fee basis, meaning no fee unless successful!
Success Track Record
Another vital aspect to consider is the attorney's success rate. Inquire about the number of life insurance claims the attorney has effectively handled in the past. This will provide insight into their experience and the likelihood of achieving a favorable outcome in your specific case.
Attorney's Credentials
Assessing the credentials of the attorney is equally significant. It is essential to verify whether the attorney possesses the qualifications necessary to handle your case. The following credentials should be taken into account:
- Educational background of the attorney
- Extent of the attorney's experience in handling life insurance claims
- Membership status of the attorney with the National Association of Insurance Commissioners (NAIC)
- Membership status of the attorney with the American Bar Association's Life Insurance Law Section (ABA-LILS)
Seeking References
References from previous clients who have availed themselves of the attorney's services should be sought. If you have access to individuals who have previously engaged the attorney, it is advisable to request a reference. This will provide valuable insights into what can be expected from the attorney and the likelihood of success in handling your specific claim.