Life Insurance Attorney - Areas of Practice
Our attorneys handle denied, delayed, and disputed life insurance claims in all 50 states. Whether the issue involves a beneficiary contest, an interpleader lawsuit, or a claim denied due to an accidental death exclusion or missed premium payment, we have the experience to resolve it. Many life insurance disputes are influenced by state law, ERISA regulations, or complications after divorce. We routinely represent clients in cases involving policy lapse, employer-provided group coverage, SGLI and FEGLI claims, and ex-spouse revocation statutes. Explore the legal issues below to learn how we can help recover the full life insurance payout—even after the insurer says no. Learn more about how we’ve won life insurance beneficiary disputes and contested interpleader lawsuits for clients across the country.
If your claim is stalled or under review for an unreasonable length of time, we’ll take action. We help beneficiaries get paid quickly when insurers delay payment.
When a life insurance claim is denied, we investigate the reason and fight back. Our firm has successfully challenged wrongful denials nationwide.
Insurance companies often deny AD&D claims by arguing the death wasn’t accidental. We challenge exclusions and push for the full accidental death payout.
Group life insurance through an employer is often governed by ERISA. We handle disputes related to denied coverage, missing documentation, and conflicting claims under federal law.
Servicemembers’ Group Life Insurance claims can be delayed or denied when multiple people claim the same benefit. We handle military-related beneficiary disputes nationwide.
Federal Employees’ Group Life Insurance claims are often denied due to outdated beneficiary forms or procedural errors. We help federal employees and their families collect full benefits.
Insurers often deny claims by saying the policy lapsed due to nonpayment. We challenge lapse denials, especially when premium notices weren’t properly sent.
We handle conflicts between named beneficiaries and other claimants. Whether the dispute involves an ex-spouse, child, or new partner, we work to resolve it and secure the benefit.
If more than one person claims the same policy, the insurer may file an interpleader lawsuit. We represent rightful beneficiaries in these complex disputes.
FAQs: Denied, Delayed, and Disputed Life Insurance Claims
What happens if two people claim the same life insurance benefit?
The insurer may file an interpleader lawsuit and deposit the funds with the court. We represent clients in these disputes to help secure the full benefit.
Can a life insurance claim be denied for missing payments?
Yes, but these denials can often be overturned—especially if the insurer failed to provide proper lapse notices or payment grace periods.
If you’re facing a denied life insurance claim or beneficiary dispute, we can help. Contact us for a free consultation—no fees unless we win.